BRD

1.Profile

BRD - Groupe Societe Generale is the second bank in terms of banking assets in Romania.

With 4 billions euro market capitalization (as of 15th of January 2007) BRD - Groupe Societe Generale ranks first of the financial entities listed at the Bucharest Stock Exchange and second of all the listed companies.

BRD - Groupe Societe Generale is deeply anchored in the Romanian economy and the global community through more than 600 agencies and more than 800 ATM. At the beginning of December 2006, BRD counts 2 million active individuals and corporate customers and more than 1.8 million banking cards.

The quality of our services is guarantied by more than 7000 professionals who form the BRD team.

The majority stake of BRD is held by one of the most important banking groups in the Euro zone, Societe Generale, whose services are used by 19 millions customers all over the world.

THE BANK CARRIES OUT ITS BUSINESS ON THREE MAIN MARKETS

- Retail banking

- Corporate banking

- Investment banking

BRD is committed to developing its goodwill on these three markets, by adopting a strategy of long-term partnership with its customers.

THE MAIN OBJECTIVES OF BRD'S DEVELOPMENT ARE

- Organization and procedures adapted to the strategy of its customers

- Selective growth of its assets

- Innovation

- Decrease of the cost / income ratio

- Lasting profitability

SUBSIDIAIRES

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- BRD Sogelease: financial and operational leasing

- BRD Securities: brokerage

- BRD / SG Corporate Finance: consultancy, evaluation, mergers & acquisitions

- BRD Finance Credite de Consum : consumer credits

- ALD Automotive: car fleet management

- SGAM BRD: asset management

AWARDS

Since the privatization, every year the bank's performances determined prestigious international publications like Euromoney, Global Finance or The Banker to award BRD the title of "Best Bank in Romania".

- Euromoney : in 1999, 2000, 2001, 2002, 2004, 2005 and 2006

- The Banker : in 2003 and 2006

- Global Finance: in 1999, 2000, 2001, 2002

OUR VALUES

Every day, we assist you in reaching yours goals; we are a true partner in the development of companies, towns and regions.

Every day, we secure the confidence of new customers and recruiting new staff.

The success of our strategy of sustainable development is based on our values embraced by all men and women of Societe Generale Group: professionalism, team spirit and innovation.